Jack Grey

Get off the paycheck-to-paycheck treadmill.

Practical, judgment-free help for people who work hard and still come up short at the end of the month.

Books

Breaking the Cycle: A Practical Guide to Getting Off the Paycheck-to-Paycheck Treadmill, by Jack Grey

Breaking the Cycle

If your paycheck is spoken for before it lands, you're not bad with money. You're stuck in a cycle, and cycles can be broken.

Breaking the Cycle is a straightforward, step-by-step plan for getting a little breathing room: seeing where your money really goes, building a cushion for the unexpected, and paying down debt one piece at a time.

Available now in Kindle and paperback.

Breaking the Cycle: The Workbook, by Jack Grey

Breaking the Cycle: The Workbook

Reading the plan is the first step. Doing it is what changes things.

The hands-on companion to Breaking the Cycle: two guided pages for every chapter, plus a full year of budgets, bill calendars, spending trackers and monthly check-ins. Pick up a pencil. Your buffer starts here.

Paperback, $9.99. Available Thursday, November 12.

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Five free worksheets

Printable one-page tools that put the book's plan on paper. Use them with the book or on their own.

  • Monthly BudgetGive every dollar a job before the month begins.
  • Spending TrackerWrite down every purchase for a month and see where it all goes.
  • Debt Payoff PlannerList every debt, pick an order, and shade in your progress.
  • Emergency Fund TrackerFill in 50 boxes on the way to your safety cushion.
  • Bill CalendarMatch every bill to the paycheck that covers it.

About Jack Grey

Jack Grey writes plain-spoken, practical books about money for people who are tired of feeling one surprise bill away from trouble. No jargon, no lectures, just steps you can take this month.

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